Financial Literacy: Bank, Savings, Loans & Insurance

Bank accounts, savings, interest, EMI, loans and insurance basics.

12 घंटेअवधि 6Chapters28टॉपिक

सिलेबस · पाठ्यक्रम

01Banking Basics 5 टॉपिक

02Savings and Investments 5 टॉपिक

03Interest Calculations 4 टॉपिक

04Loans and Credit 5 टॉपिक

05Insurance 5 टॉपिक

06Pension and Customer Rights 4 टॉपिक

Open and use a bank account, passbook, ATM / debit card and net banking safely
Compare savings options: savings account, FD, RD, Post Office schemes
Calculate simple and compound interest and understand EMI
Borrow wisely from banks and avoid illegal lenders and loan apps
Understand life, health and accident insurance and government schemes (PMJJBY, PMSBY, APY)
Know your rights as a bank customer and how to complain

Basic reading of numbers and simple arithmetic (we revise percentages in class).

Will this course tell me where to invest?

No. It teaches how each product works so you can decide sensibly. It is not investment advice.

Is maths needed?

Only simple percentages, practised in class with a calculator.

Is there a practical?

Yes. You fill a deposit slip / account opening form and compare loan or FD offers.