Your roadmap · आपका रोडमैप
- 1
Admission & first meetingप्रवेश और पहली मुलाकातEnquire at your nearest NDSS centre, meet the teacher, fix the batch time and get your study material.
- 2
Sessions — part 1सत्र — भाग 1Short practical sessions with examples and activities.
Banking BasicsSavings and Investments
- 3
Sessions — part 2सत्र — भाग 2Short practical sessions with examples and activities.
Interest CalculationsLoans and Credit
- 4
Sessions — part 3सत्र — भाग 3Short practical sessions with examples and activities.
InsurancePension and Customer Rights
- 5
Practical testप्रायोगिक परीक्षाShow what you learnt in a short practical / oral test.
- 6
Online tests & resultऑनलाइन टेस्ट और रिज़ल्टTake the tests online; your marks and result show in your student login and at the centre.
सिलेबस · पाठ्यक्रम
1 subject · 6 chapters · 28 topics
01Banking Basics
5 टॉपिक+
- Types of bank accounts
- KYC documents
- Jan Dhan / basic savings account
- Passbook, cheque, ATM / debit card
- Deposit insurance (DICGC)
02Savings and Investments
5 टॉपिक+
- Why save
- Fixed deposit and recurring deposit
- Post Office schemes and Sukanya Samriddhi
- Risk and return
- Avoiding Ponzi and chit fund scams
03Interest Calculations
4 टॉपिक+
- Simple interest
- Compound interest
- Rule of 72
- Effect of time on savings
04Loans and Credit
5 टॉपिक+
- Secured and unsecured loans
- EMI and total interest
- Credit score (CIBIL)
- Kisan Credit Card and Mudra loans
- Illegal lenders and fake loan apps
05Insurance
5 टॉपिक+
- What insurance is
- Term life insurance
- Health insurance
- PMJJBY and PMSBY
- Nominee and claims
06Pension and Customer Rights
4 टॉपिक+
- Atal Pension Yojana
- Grievance with the bank
- RBI Ombudsman (CMS portal)
- Safe digital banking
About this course
आप यह कर पाएँगे
- Open and use a bank account, passbook, ATM / debit card and net banking safely
- Compare savings options: savings account, FD, RD, Post Office schemes
- Calculate simple and compound interest and understand EMI
- Borrow wisely from banks and avoid illegal lenders and loan apps
- Understand life, health and accident insurance and government schemes (PMJJBY, PMSBY, APY)
- Know your rights as a bank customer and how to complain
यह किसके लिए है
- Young earners, students and homemakers
- Small shopkeepers, farmers and workers
- Anyone opening a first bank account or taking a first loan
आपको क्या चाहिए
- Basic reading of numbers and simple arithmetic (we revise percentages in class).
Online tests & result
Practice and unit tests online; marks and result show in your student login and at the centre.
Student login →
सवाल
Will this course tell me where to invest?
No. It teaches how each product works so you can decide sensibly. It is not investment advice.
Is maths needed?
Only simple percentages, practised in class with a calculator.
Is there a practical?
Yes. You fill a deposit slip / account opening form and compare loan or FD offers.
