Your roadmap · आपका रोडमैप
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Admission & first meetingप्रवेश और पहली मुलाकातEnquire at your nearest NDSS centre, meet the teacher, fix the batch time and get your study material.
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Part 1 of the syllabusपाठ्यक्रम भाग 1Unit-wise coaching with notes and doubt classes.
Unit 1: Agricultural Finance and CreditUnit 2: Financial Institutions and SchemesUnit 3: Crop Insurance and Risk
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Part 2 of the syllabusपाठ्यक्रम भाग 2Unit-wise coaching with notes and doubt classes.
Unit 4: Farm Financial AnalysisUnit 5: Cooperation
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Unit tests & assignmentsयूनिट टेस्टRegular tests in the university / board pattern.
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Semester 3 exam (university / board)विश्वविद्यालय / बोर्ड परीक्षाPrevious papers and full revision before the exam.
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Online tests & resultऑनलाइन टेस्ट और रिज़ल्टTake the tests online; your marks and result show in your student login and at the centre.
Syllabus · पाठ्यक्रम
1 subject · 5 chapters · 20 topics
01Unit 1: Agricultural Finance and Credit
4 topics+
- Meaning and scope of agricultural finance
- Classification of credit by time, purpose and security
- 3 Rs and 3 Cs of credit
- Interest calculation and repayment plans
02Unit 2: Financial Institutions and Schemes
5 topics+
- Commercial banks and lead bank scheme
- Regional Rural Banks
- Cooperative credit structure
- NABARD
- Kisan Credit Card and scale of finance
03Unit 3: Crop Insurance and Risk
3 topics+
- Risk and uncertainty in agriculture
- Crop insurance in India
- Pradhan Mantri Fasal Bima Yojana
04Unit 4: Farm Financial Analysis
4 topics+
- Balance sheet
- Income statement
- Cash flow statement
- Financial ratios
05Unit 5: Cooperation
4 topics+
- Meaning and principles of cooperation
- History of cooperation: Rochdale and India
- Three-tier cooperative credit structure
- Marketing, dairy and fertiliser cooperatives
About this course
You will be able to
- Explain the meaning, need and classification of agricultural credit
- Apply the 3 Rs and 3 Cs of credit analysis and calculate interest on farm loans
- Describe the role of commercial banks, RRBs, cooperatives and NABARD, and schemes such as KCC
- Explain crop insurance (PMFBY) and risk management in agriculture
- Read a farm balance sheet and calculate simple financial ratios
- Explain cooperative principles and the structure of the cooperative movement in India
Who it is for
- B.Sc (Hons.) Agriculture students of Semester 3 (ICAR 5th Deans' Committee syllabus)
- Students of UP agriculture colleges preparing for semester exams or back papers
- Aspirants revising basics for ICAR / state agriculture exams
What you need
- Fundamentals of Agricultural Economics (Semester 2)
- Calculator for interest and ratio numericals
Online tests & result
Practice and unit tests online; marks and result show in your student login and at the centre.
Student login →
Questions
Which syllabus does this course follow?
It follows the ICAR 5th Deans' Committee syllabus of B.Sc (Hons.) Agriculture, Semester 3, used by UP agricultural universities and agriculture colleges.
What if my university syllabus is different?
The centre follows your own university's syllabus and previous papers; units missing here are added for your batch.
Does it help for competitive exams?
Yes - the same topics are asked in ICAR AIEEA PG, JRF, state agriculture officer and banking AFO exams.
