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Banking and Insurance (BBA)

Indian banking system, RBI, banking operations, digital banking and principles of insurance.

6 MonthsDuration 5Chapters27Topics
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Syllabus · पाठ्यक्रम

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01Unit 1: Indian Banking System 6 topics
  1. Meaning and types of banks
  2. Structure of Indian banking - scheduled, public, private, foreign, RRB, co-operative, small finance and payments banks
  3. Functions of commercial banks
  4. Credit creation
  5. Banking Regulation Act 1949
  6. Nationalisation and banking reforms
02Unit 2: Reserve Bank of India 5 topics
  1. Establishment and organisation of RBI
  2. Functions of RBI
  3. Monetary policy - CRR, SLR, repo, reverse repo, bank rate
  4. Open market operations
  5. RBI as banker's bank and lender of last resort
03Unit 3: Banking Operations 6 topics
  1. Banker-customer relationship
  2. Types of deposit accounts
  3. KYC norms
  4. Negotiable instruments - cheque, crossing, endorsement
  5. Loans and advances
  6. Non-performing assets (NPA)
04Unit 4: Digital Banking 5 topics
  1. Internet and mobile banking
  2. ATM, debit and credit cards
  3. NEFT, RTGS and IMPS
  4. UPI and NPCI
  5. Cyber security and banking frauds
05Unit 5: Principles of Insurance 5 topics
  1. Concept and need of insurance
  2. Life and general insurance
  3. Principles - utmost good faith, insurable interest, indemnity, contribution, subrogation, proximate cause
  4. IRDAI and its functions
  5. Insurance companies in India - LIC, GIC and private insurers

About

You will be able to

  • Describe the structure of the Indian banking system and the functions of commercial banks
  • Explain the role of the RBI and its monetary policy instruments (CRR, SLR, repo rate, OMO)
  • Explain banker-customer relationship, types of accounts, KYC and negotiable instruments
  • Compare digital payment systems - NEFT, RTGS, IMPS, UPI, cards and mobile banking
  • Apply the basic principles of insurance to life and general insurance cases
  • Explain the role of IRDAI and the main insurance products in India

Who it is for

  • BBA students of Semester 6 (UP state universities, Lucknow University pattern)
  • Students preparing for bank PO / clerk and insurance sector exams

What you need

  • Basic knowledge of business economics and accounting

Questions

Which syllabus does this Banking and Insurance course follow?

It follows the common UP state university BBA syllabus (University of Lucknow pattern) for BBA Semester 6. If your own university's syllabus differs, the centre follows your university's syllabus and unit order.

Is this subject useful for bank exams?

Yes. Units on RBI, monetary policy and digital banking cover a large part of banking awareness for IBPS and SBI exams.

Are there numericals?

A few - credit creation, simple interest, NPA and the average clause in insurance claims.

Download the syllabus (PDF)

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