Your roadmap · आपका रोडमैप
- 1
Admission & first meetingप्रवेश और पहली मुलाकातEnquire at your nearest NDSS centre, meet the teacher, fix the batch time and get your study material.
- 2
Sessions — part 1सत्र — भाग 1Short practical sessions with examples and activities.
What is UPISetting Up UPI
- 3
Sessions — part 2सत्र — भाग 2Short practical sessions with examples and activities.
Paying and ReceivingPayment History and Problems
- 4
Sessions — part 3सत्र — भाग 3Short practical sessions with examples and activities.
Common UPI FraudsStaying Safe and Reporting
- 5
Practical testप्रायोगिक परीक्षाShow what you learnt in a short practical / oral test.
- 6
Online tests & resultऑनलाइन टेस्ट और रिज़ल्टTake the tests online; your marks and result show in your student login and at the centre.
Syllabus · पाठ्यक्रम
1 subject · 6 chapters · 27 topics
01What is UPI
4 topics+
- UPI and NPCI
- UPI ID and linked bank account
- Common UPI apps
- UPI for feature phones (UPI 123PAY)
02Setting Up UPI
4 topics+
- Registering with your mobile number
- Linking the bank account
- Creating the UPI PIN
- Checking balance
03Paying and Receiving
5 topics+
- Scan and pay with QR
- Pay to UPI ID or mobile number
- Check the name before paying
- Receiving money needs no PIN
- Shop QR and sound box
04Payment History and Problems
4 topics+
- Transaction ID / UTR
- Failed or pending payments
- Raising a complaint in the app
- Wrong transfer: contact the bank
05Common UPI Frauds
5 topics+
- Collect request fraud
- Fake QR for 'receiving' money
- Screen-sharing apps
- Fake customer care numbers
- Fake payment screenshots
06Staying Safe and Reporting
5 topics+
- Never share PIN or OTP
- Phone lock and app lock
- Report at 1930 and cybercrime.gov.in
- Inform the bank immediately
- RBI rules on quick reporting
About this course
You will be able to
- Set up a UPI app (BHIM or any bank-linked app) and a UPI PIN
- Pay by scanning a QR code or using a UPI ID / mobile number
- Receive money safely without entering a PIN
- Check payment history and handle failed payments
- Spot and avoid common UPI frauds (collect requests, fake QR, screen sharing)
- Report fraud quickly at 1930, cybercrime.gov.in and to the bank
Who it is for
- New UPI users, elders and homemakers
- Shopkeepers, vendors and small businesses accepting QR payments
- Anyone who wants to pay digitally without fear of fraud
What you need
- A smartphone, a mobile number linked to a bank account, and the debit card for that account (to set the UPI PIN).
Online tests & result
Practice and unit tests online; marks and result show in your student login and at the centre.
Student login →
Questions
Is UPI free?
Normal person-to-person and person-to-shop UPI payments from a bank account are free for the customer.
What if I pay the wrong person?
Contact your bank and raise a complaint in the UPI app with the transaction ID quickly; UPI cannot be reversed by the payer alone.
What do I do after a fraud?
Call 1930 immediately, report at cybercrime.gov.in and inform your bank to block further loss.
