NDSS Academy

Banking and Insurance (B.Com)

Indian banking system, RBI, banker-customer relations, digital banking and principles and types of insurance.

6 महीनेअवधि 6Chapters38टॉपिक
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सिलेबस · पाठ्यक्रम

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01Unit 1: Indian Banking System 7 टॉपिक
  1. Evolution of banking in India
  2. Structure: scheduled, public sector, private, foreign banks
  3. Regional Rural Banks and co-operative banks
  4. Nationalisation of banks (1969, 1980)
  5. Banking sector reforms (Narasimham Committees)
  6. Non-performing assets (NPA)
  7. Payments banks and small finance banks
02Unit 2: Reserve Bank of India 6 टॉपिक
  1. Establishment and organisation of RBI
  2. Functions of RBI
  3. Monetary policy and the Monetary Policy Committee
  4. Quantitative instruments: CRR, SLR, repo, reverse repo, OMO, bank rate
  5. Selective credit control
  6. Banking Regulation Act, 1949
03Unit 3: Banker-Customer Relationship 7 टॉपिक
  1. Definition of banker and customer
  2. General and special relationships
  3. KYC norms and types of deposit accounts
  4. Negotiable instruments: cheque, bill, promissory note
  5. Crossing and endorsement of cheques
  6. Paying banker and collecting banker
  7. Dishonour of cheques
04Unit 4: Digital Banking 6 टॉपिक
  1. Core banking solution (CBS)
  2. ATM, debit and credit cards
  3. Internet and mobile banking
  4. NEFT, RTGS and IMPS
  5. UPI and digital wallets
  6. Cyber frauds and safe banking practices
05Unit 5: Principles of Insurance 6 टॉपिक
  1. Risk and its types
  2. Concept and importance of insurance
  3. Utmost good faith and insurable interest
  4. Indemnity, contribution and subrogation
  5. Proximate cause and mitigation of loss
  6. IRDAI and regulation of insurance
06Unit 6: Types of Insurance 6 टॉपिक
  1. Life insurance: term, endowment, whole life, ULIP
  2. Fire insurance
  3. Marine insurance
  4. Motor and health insurance
  5. Reinsurance and bancassurance
  6. Government schemes: PMJJBY, PMSBY

परिचय

आप यह कर पाएँगे

  • Describe the structure of the Indian banking system and the role of RBI
  • Explain monetary policy tools such as CRR, SLR and repo rate and their effect on credit
  • Explain the banker-customer relationship, cheques, crossing and endorsement
  • Compare NEFT, RTGS, IMPS and UPI and follow safe digital banking practices
  • Apply the principles of insurance to simple claim situations
  • Distinguish life, fire, marine, motor and health insurance products

यह किसके लिए है

  • B.Com students of Semester 6 (UP state universities, NEP 2020)
  • Students who need help with theory answers and short numericals in banking and insurance
  • Students preparing for bank and insurance entrance exams who want a base in the subject

आपको क्या चाहिए

  • Enrolled in B.Com (Semester 5 / 6) of a UP state university
  • University syllabus and previous papers of your semester, if available
  • Notebook and a simple calculator

सवाल

Which syllabus does this course follow?

It follows the UP State Universities NEP 2020 common minimum syllabus for B.Com. Where your own university's syllabus differs, the centre teaches your university's units and papers.

Are there numericals in this paper?

Only a few short ones, such as CRR / SLR, rebate and contribution between insurers. Most of the paper is theory.

Will this help for bank exams?

Yes, the banking awareness part (RBI, digital payments, NPA) overlaps with IBPS / SBI exam topics.

Download the syllabus (PDF)

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