Banking and Insurance (BBA)

Indian banking system, RBI, banking operations, digital banking and principles of insurance.

6 महीनेअवधि 5Chapters27टॉपिक

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01Unit 1: Indian Banking System 6 टॉपिक

Meaning and types of banks
Structure of Indian banking - scheduled, public, private, foreign, RRB, co-operative, small finance and payments banks
Functions of commercial banks
Credit creation
Banking Regulation Act 1949
Nationalisation and banking reforms

02Unit 2: Reserve Bank of India 5 टॉपिक

Establishment and organisation of RBI
Functions of RBI
Monetary policy - CRR, SLR, repo, reverse repo, bank rate
Open market operations
RBI as banker's bank and lender of last resort

03Unit 3: Banking Operations 6 टॉपिक

Banker-customer relationship
Types of deposit accounts
KYC norms
Negotiable instruments - cheque, crossing, endorsement
Loans and advances
Non-performing assets (NPA)

04Unit 4: Digital Banking 5 टॉपिक

Internet and mobile banking
ATM, debit and credit cards
NEFT, RTGS and IMPS
UPI and NPCI
Cyber security and banking frauds

05Unit 5: Principles of Insurance 5 टॉपिक

Concept and need of insurance
Life and general insurance
Principles - utmost good faith, insurable interest, indemnity, contribution, subrogation, proximate cause
IRDAI and its functions
Insurance companies in India - LIC, GIC and private insurers

परिचय

आप यह कर पाएँगे

Describe the structure of the Indian banking system and the functions of commercial banks
Explain the role of the RBI and its monetary policy instruments (CRR, SLR, repo rate, OMO)
Explain banker-customer relationship, types of accounts, KYC and negotiable instruments
Compare digital payment systems - NEFT, RTGS, IMPS, UPI, cards and mobile banking
Apply the basic principles of insurance to life and general insurance cases
Explain the role of IRDAI and the main insurance products in India

यह किसके लिए है

BBA students of Semester 6 (UP state universities, Lucknow University pattern)
Students preparing for bank PO / clerk and insurance sector exams

आपको क्या चाहिए

Basic knowledge of business economics and accounting

सवाल

Which syllabus does this Banking and Insurance course follow?

It follows the common UP state university BBA syllabus (University of Lucknow pattern) for BBA Semester 6. If your own university's syllabus differs, the centre follows your university's syllabus and unit order.

Is this subject useful for bank exams?

Yes. Units on RBI, monetary policy and digital banking cover a large part of banking awareness for IBPS and SBI exams.

Are there numericals?

A few - credit creation, simple interest, NPA and the average clause in insurance claims.