ऑनलाइन क्लासेस

फ्रैंचाइज़ी सर्टिफिकेट वेरिफाई करें संपर्क English लॉगिन

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Household Budget & Money Planning

Monthly budget, saving goals and avoiding debt traps.

4 घंटेअवधि 6Chapters25टॉपिक

अभी पूछताछ करें

सिलेबस · पाठ्यक्रम

01Income and Expenses 4 टॉपिक

All sources of income
Fixed and variable expenses
Tracking daily spending
Using a notebook or app

02Needs and Wants 4 टॉपिक

What is a need
What is a want
Impulse buying
Comparing prices

03Making a Budget 4 टॉपिक

The 50-30-20 idea
Pay yourself first
Monthly budget sheet
Reviewing the budget

04Saving Goals and Emergency Fund 4 टॉपिक

Short and long term goals
Emergency fund of 3-6 months' expenses
Where to keep savings
Saving for children's education

05Loans and Debt Traps 5 टॉपिक

Good and bad debt
EMI limit: share of income
Credit card minimum due trap
Moneylenders and fake loan apps
Getting out of debt

06Planning Big Expenses 4 टॉपिक

Festivals and weddings
Health insurance and medical costs
Sinking fund for yearly bills
Family money talk

परिचय

आप यह कर पाएँगे

Write down monthly income and expenses
Separate needs from wants and cut unnecessary spending
Make a simple monthly budget using the 50-30-20 idea
Build an emergency fund and set saving goals
Keep EMIs and loans under control and avoid debt traps
Plan for big expenses: school fees, festivals, weddings, health

यह किसके लिए है

Homemakers and heads of families
Young earners with their first salary
Daily-wage and small business families

आपको क्या चाहिए

Simple adding and subtracting. A notebook or phone for tracking expenses.

सवाल

My income is small. Can I still budget?

Yes. A budget is even more useful with a small income because every rupee matters.

Do I need a computer?

No. A notebook is enough; we also show free phone apps for those who want them.

Will you tell me where to invest?

No. This course is about planning and saving habits, not investment advice.