UPI & Online Payment Safety

Paying and receiving with UPI, QR codes, PINs and avoiding payment fraud.

4 घंटेअवधि 6Chapters27टॉपिक

सिलेबस · पाठ्यक्रम

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01What is UPI 4 टॉपिक
  1. UPI and NPCI
  2. UPI ID and linked bank account
  3. Common UPI apps
  4. UPI for feature phones (UPI 123PAY)
02Setting Up UPI 4 टॉपिक
  1. Registering with your mobile number
  2. Linking the bank account
  3. Creating the UPI PIN
  4. Checking balance
03Paying and Receiving 5 टॉपिक
  1. Scan and pay with QR
  2. Pay to UPI ID or mobile number
  3. Check the name before paying
  4. Receiving money needs no PIN
  5. Shop QR and sound box
04Payment History and Problems 4 टॉपिक
  1. Transaction ID / UTR
  2. Failed or pending payments
  3. Raising a complaint in the app
  4. Wrong transfer: contact the bank
05Common UPI Frauds 5 टॉपिक
  1. Collect request fraud
  2. Fake QR for 'receiving' money
  3. Screen-sharing apps
  4. Fake customer care numbers
  5. Fake payment screenshots
06Staying Safe and Reporting 5 टॉपिक
  1. Never share PIN or OTP
  2. Phone lock and app lock
  3. Report at 1930 and cybercrime.gov.in
  4. Inform the bank immediately
  5. RBI rules on quick reporting

परिचय

आप यह कर पाएँगे

  • Set up a UPI app (BHIM or any bank-linked app) and a UPI PIN
  • Pay by scanning a QR code or using a UPI ID / mobile number
  • Receive money safely without entering a PIN
  • Check payment history and handle failed payments
  • Spot and avoid common UPI frauds (collect requests, fake QR, screen sharing)
  • Report fraud quickly at 1930, cybercrime.gov.in and to the bank

यह किसके लिए है

  • New UPI users, elders and homemakers
  • Shopkeepers, vendors and small businesses accepting QR payments
  • Anyone who wants to pay digitally without fear of fraud

आपको क्या चाहिए

  • A smartphone, a mobile number linked to a bank account, and the debit card for that account (to set the UPI PIN).

सवाल

Is UPI free?

Normal person-to-person and person-to-shop UPI payments from a bank account are free for the customer.

What if I pay the wrong person?

Contact your bank and raise a complaint in the UPI app with the transaction ID quickly; UPI cannot be reversed by the payer alone.

What do I do after a fraud?

Call 1930 immediately, report at cybercrime.gov.in and inform your bank to block further loss.

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