Your roadmap · आपका रोडमैप
- 1
Admission & first meetingप्रवेश और पहली मुलाकातEnquire at your nearest NDSS centre, meet the teacher, fix the batch time and get your study material.
- 2
Phase 1 — basicsपहला चरण — बुनियादConcepts of every subject from the start.
Indian Banking SystemReserve Bank of IndiaMonetary PolicyBanking Terms & AccountsPayment Systems & Digital Banking
- 3
Phase 2 — advanced topicsदूसरा चरण — उन्नत विषयThe remaining topics at exam level.
Financial Institutions & RegulatorsMoney Market & Capital MarketInsurance, Pension & Social Security SchemesNPA, Basel Norms & ReformsFinancial Inclusion & Priority Sector
- 4
Phase 3 — practice & previous papersतीसरा चरण — अभ्यासTopic tests, previous-year questions and speed practice.
- 5
Phase 4 — mock testsचौथा चरण — मॉक टेस्टFull-length mock tests in the real exam pattern, with analysis.
- 6
Banking & Financial Awareness examपरीक्षाExam-day plan and document checklist.
- 7
Online tests & resultऑनलाइन टेस्ट और रिज़ल्टTake the tests online; your marks and result show in your student login and at the centre.
Syllabus · पाठ्यक्रम
1 subject · 10 chapters · 41 topics
01Indian Banking System
5 topics+
- History of banking in India
- Nationalisation of banks (1969, 1980)
- SBI and its formation
- Regional Rural Banks and cooperative banks
- Types of banks - scheduled, small finance, payments banks
02Reserve Bank of India
4 topics+
- Establishment and headquarters
- Functions - banker's bank, currency issue, regulator
- Currency management
- Lender of last resort
03Monetary Policy
4 topics+
- Monetary Policy Committee
- Repo and reverse repo rate
- CRR and SLR
- Effect of policy tools on money supply
04Banking Terms & Accounts
4 topics+
- Savings, current, fixed and recurring deposits
- KYC norms
- Cheques - types and validity
- IFSC, MICR and other codes
05Payment Systems & Digital Banking
4 topics+
- NEFT and RTGS
- IMPS and UPI
- NPCI and its products
- Cards and digital safety
06Financial Institutions & Regulators
4 topics+
- SEBI
- IRDAI
- PFRDA
- NABARD, SIDBI, EXIM Bank, NHB
07Money Market & Capital Market
4 topics+
- Money market instruments - T-bills, CP, CD
- Capital market - primary and secondary
- Stock exchanges and indices
- Mutual funds
08Insurance, Pension & Social Security Schemes
4 topics+
- LIC and general insurance
- PMJJBY and PMSBY
- Atal Pension Yojana and NPS
- Small savings schemes - Sukanya Samriddhi, PPF
09NPA, Basel Norms & Reforms
4 topics+
- Non-performing assets and classification
- Basel norms and capital adequacy
- SARFAESI Act and IBC
- Banking reforms and mergers
10Financial Inclusion & Priority Sector
4 topics+
- Financial inclusion and Jan Dhan
- Business correspondents
- Priority sector lending targets
- Microfinance and SHG-bank linkage
About this course
You will be able to
- Describe the history and structure of Indian banking - nationalisation, SBI, RRBs and cooperative banks
- Explain the functions of RBI and monetary policy tools - repo, reverse repo, CRR and SLR
- Use banking terms correctly - account types, cheques, KYC, IFSC, NPA
- Compare payment systems - NEFT, RTGS, IMPS and UPI - and know who operates them
- Identify financial regulators and institutions - SEBI, IRDAI, PFRDA, NABARD, SIDBI
- Recall money market, capital market, insurance, pension and financial inclusion facts
Who it is for
- IBPS PO / Clerk / RRB and SBI PO / Clerk aspirants (General / Financial Awareness)
- RBI Assistant, NABARD, insurance (LIC AAO / ADO) aspirants
- Anyone who wants clear basics of Indian banking and finance
What you need
- Basic reading ability in English
- Interest in following financial news is helpful
Online tests & result
Practice and unit tests online; marks and result show in your student login and at the centre.
Student login →
Questions
Is banking awareness asked in IBPS Clerk prelims?
No, prelims has English, reasoning and maths. Banking and financial awareness is asked in the mains (General / Financial Awareness section).
Rates like repo rate keep changing. How do I keep track?
This course teaches the concepts. The latest rates and news are covered in the centre's monthly current-affairs and banking update set.
Is it useful for interviews too?
Yes. Bank interviews often ask about RBI, NPAs, digital payments and financial inclusion, which are covered here.
What is the course duration?
About 3 months with weekly tests and mains-level mock tests.
